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Blog: Title and Escrow

Why Do You Need Title Insurance?

Title Insurance. It’s a term we hear and see frequently - we see reference to it in the Sunday real estate section, in advertisements and in conversations with real estate brokers. If you’ve purchased a home before, you’re probably fami... Read more

Understanding Title Insurance

What is title insurance? Newspapers refer to it in the weekly real estate sections and you hear about it in conversations with real estate brokers. If you’ve purchased a home you may be familiar with the benefits of title insurance. However, if this... Read more

Understanding Preliminary Reports

After months of searching, you’ve finally found it -- your perfect dream home. But is it perfect? Will you be purchasing more than just a beautiful home? Will you also be acquiring liens placed on the property by prior owners? Have documents been r... Read more

The Functions of an Escrow

Buying or selling a home (or other piece of real property) usually involves the transfer of large sums of money. It is imperative that the transfer of these funds and related documents from one party to another be handled in a neutral, secure and knowledg... Read more

Statements of Information

What’s in a name? When a title company seeks to uncover matters affecting title to real property, the answer is, “Quite a bit.” Statements of Information provide title companies with the information they need to distinguish the buyers ... Read more

Required Reporting to the I.R.S.

Sellers of real property will have certain information regarding the sale reported to the Internal Revenue Service. This required reporting is a consequence of the Tax Reform Act of 1986; it is intended to encourage taxpayer compliance and aid in audit a... Read more

Creative Financing

Creative financing: You’ve heard of it, and, as a seller, the idea sounds pretty attractive. But, do you know everything you need to know about carrying back a second; essentially, about becoming a lender? You better know the same things that financ... Read more

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We cannot say enough great things about Lana Beams as our realtor and friend. We were blindly moving to Magnolia for work and Lana happened to be the realtor to show us a few houses. She was so helpful in showing us homes and places in the area. She went above and beyond to make sure we felt welcome to Magnolia. She told us positive things about the community while helping us find our dream home. She was extremely patient as we asked numerous questions-too many to count! She was prompt in answering questions and getting things done-we never had to question what she was doing or what we needed to do. We were first time home buyers and she held our hand the entire process. We also loved that she was respectful of the sellers of each home even when many were not her listings. She also was patient as we brought our kids along! Lana was our first friend in Magnolia! We would recommend Lana to anyone who is buying or selling a home! Ben and Sheffield Coulter
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